Costco Anywhere Visa® vs U.S. Bank Triple Cash Rewards Business Card

Costco Anywhere Visa®
VS
U.S. Bank Triple Cash Rewards Business Card
The short answer: The Costco Anywhere Visa® delivers a bit more value for most spenders, but choose the U.S. Bank Triple Cash Rewards Business Card if you spend more on office supplies, phone & internet.

Side-by-side comparison

Costco Anywhere Visa®U.S. Bank Triple Cash Rewards Business Card
Annual feeNo annual feeNo annual fee
Welcome offerNo current offer$750 cash back
Advertising1%1%
Shipping1%1%
Office supplies1%3%
Phone & internet1%3%
Travel3%1%
Everything else1%1%
Est. yearly rewards*$648$630
Points typeCash back onlyCash back only
NetworkVisaVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the Costco Anywhere Visa® earns about $648 a year in rewards and the U.S. Bank Triple Cash Rewards Business Card about $630, valuing every point at a flat 1 cent. The Costco Anywhere Visa® has no annual fee, so its rewards are all profit. The U.S. Bank Triple Cash Rewards Business Card has no annual fee, so its rewards are all profit. The two are close on value, but the Costco Anywhere Visa® edges ahead by about $18 a year, mostly because it earns more where you spend most, on travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the U.S. Bank Triple Cash Rewards Business Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Costco Anywhere Visa® if your spending leans toward travel. Pick the U.S. Bank Triple Cash Rewards Business Card if your spending leans toward office supplies, phone & internet.

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Frequently asked questions

Is the Costco Anywhere Visa® or the U.S. Bank Triple Cash Rewards Business Card better?
On typical business spending, the Costco Anywhere Visa® comes out ahead, by roughly $18 a year with every point valued at a flat 1 cent. But the U.S. Bank Triple Cash Rewards Business Card can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Costco Anywhere Visa® and the U.S. Bank Triple Cash Rewards Business Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Costco Anywhere Visa® or the U.S. Bank Triple Cash Rewards Business Card?
As of June 2026, the Costco Anywhere Visa® offers no current offer and the U.S. Bank Triple Cash Rewards Business Card offers $750 cash back. Welcome offers change often, so confirm the current offer on each card's page before applying.