Delta SkyMiles® Blue vs Delta SkyMiles® Gold
Side-by-side comparison
| Delta SkyMiles® Blue | Delta SkyMiles® Gold | |
|---|---|---|
| Annual fee | No annual fee | $150 |
| Welcome offer | 10,000 Bonus Miles | |
| Dining | 2x | 2x |
| Groceries | 1x | 2x |
| Gas | 1x | 1x |
| Travel | 1x | 1x |
| Streaming | 1x | 1x |
| Everything else | 1x | 1x |
| Est. yearly rewards* | $322 | $382 |
| Points type | Locked to Delta SkyMiles | Locked to Delta SkyMiles |
| Network | Amex | Amex |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Delta SkyMiles® Blue earns about $322 a year in rewards and the Delta SkyMiles® Gold about $382, valuing every point at a flat 1 cent. The Delta SkyMiles® Blue has no annual fee, so its rewards are all profit. The Delta SkyMiles® Gold charges $150, but carries about $200 in annual statement credits that offset it for anyone who uses them. The two are close on value, but the Delta SkyMiles® Gold edges ahead by about $10 a year, mostly because it earns more where you spend most, on groceries. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Delta SkyMiles® Gold currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Delta SkyMiles® Gold if your spending leans toward groceries.