Delta SkyMiles® Gold vs World of Hyatt Business Credit Card
Side-by-side comparison
| Delta SkyMiles® Gold | World of Hyatt Business Credit Card | |
|---|---|---|
| Annual fee | $150 | $199 |
| Welcome offer | 60,000 points | |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 1% | 4% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $474 | $636 |
| Points type | Locked to Delta SkyMiles | Locked to World of Hyatt |
| Network | Amex | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Delta SkyMiles® Gold earns about $474 a year in rewards and the World of Hyatt Business Credit Card about $636, valuing every point at a flat 1 cent. The Delta SkyMiles® Gold charges $150, but carries about $200 in annual statement credits that offset it for anyone who uses them. The World of Hyatt Business Credit Card charges $199, which you clear through its rewards and perks. The two are close on value, but the World of Hyatt Business Credit Card edges ahead by about $13 a year, mostly because it earns more where you spend most, on travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Delta SkyMiles® Gold currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the World of Hyatt Business Credit Card if your spending leans toward travel.