Delta SkyMiles® Gold vs Marriott Bonvoy Bold®
Side-by-side comparison
| Delta SkyMiles® Gold | Marriott Bonvoy Bold® | |
|---|---|---|
| Annual fee | $150 | No annual fee |
| Welcome offer | ||
| Dining | 2x | 4x |
| Groceries | 2x | 4x |
| Gas | 1x | 2x |
| Travel | 1x | 2x |
| Streaming | 1x | 2x |
| Everything else | 1x | 2x |
| Est. yearly rewards* | $382 | $763 |
| Points type | Locked to Delta SkyMiles | Locked to Marriott Bonvoy |
| Network | Amex | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Delta SkyMiles® Gold earns about $382 a year in rewards and the Marriott Bonvoy Bold® about $763, valuing every point at a flat 1 cent. The Delta SkyMiles® Gold charges $150, but carries about $200 in annual statement credits that offset it for anyone who uses them. The Marriott Bonvoy Bold® has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Marriott Bonvoy Bold® delivers more total value, about $432 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and groceries. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Delta SkyMiles® Gold currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Marriott Bonvoy Bold® if your spending leans toward dining, groceries, gas.