Delta SkyMiles® Gold Business vs Iberia Visa Signature® Card
Side-by-side comparison
| Delta SkyMiles® Gold Business | Iberia Visa Signature® Card | |
|---|---|---|
| Annual fee | $150 | $95 |
| Welcome offer | 75,000 Avios | |
| Advertising | 2% | 1% |
| Shipping | 2% | 1% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 2% | 3% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $654 | $546 |
| Points type | Locked to Delta SkyMiles | Locked to Avios |
| Network | Amex | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Delta SkyMiles® Gold Business earns about $654 a year in rewards and the Iberia Visa Signature® Card about $546, valuing every point at a flat 1 cent. The Delta SkyMiles® Gold Business charges $150, which you clear through its rewards and perks. The Iberia Visa Signature® Card charges $95, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Delta SkyMiles® Gold Business delivers more total value, about $53 a year more for a typical spender, mostly because it earns more where you spend most, on advertising and shipping. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Delta SkyMiles® Gold Business currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Delta SkyMiles® Gold Business if your spending leans toward advertising, shipping. Pick the Iberia Visa Signature® Card if your spending leans toward travel.