Delta SkyMiles® Gold Business vs Southwest Rapid Rewards® Priority

Delta SkyMiles® Gold Business
VS
Southwest Rapid Rewards® Priority
The short answer: The Delta SkyMiles® Gold Business delivers a bit more value for most spenders.

Side-by-side comparison

Delta SkyMiles® Gold BusinessSouthwest Rapid Rewards® Priority
Annual fee$150$229
Welcome offer50,000 90,000 miles (limited-time)50,000 90,000 Rapid Rewards® bonus points (limited-time)
Advertising2%1%
Shipping2%1%
Office supplies1%1%
Phone & internet1%1%
Travel2%1%
Everything else1%1%
Est. yearly rewards*$654$492
Points typeLocked to Delta SkyMilesLocked to Southwest Rapid Rewards
NetworkAmexVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the Delta SkyMiles® Gold Business earns about $654 a year in rewards and the Southwest Rapid Rewards® Priority about $492, valuing every point at a flat 1 cent. The Delta SkyMiles® Gold Business charges $150, which you clear through its rewards and perks. The Southwest Rapid Rewards® Priority charges $229, but carries about $75 in annual statement credits that offset it for anyone who uses them. Counting rewards, fees, and any credits, the Delta SkyMiles® Gold Business delivers more total value, about $204 a year more for a typical spender, mostly because it earns more where you spend most, on advertising and travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. Note that Delta SkyMiles® Gold Business and Southwest Rapid Rewards® Priority are running a limited-time offer above the usual amount, so that edge may not last. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Delta SkyMiles® Gold Business if your spending leans toward advertising, shipping, travel.

Read the full reviews

Frequently asked questions

Is the Delta SkyMiles® Gold Business or the Southwest Rapid Rewards® Priority better?
On typical business spending, the Delta SkyMiles® Gold Business comes out ahead after its annual fee, by roughly $204 a year with every point valued at a flat 1 cent. But the Southwest Rapid Rewards® Priority can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Delta SkyMiles® Gold Business and the Southwest Rapid Rewards® Priority?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Delta SkyMiles® Gold Business or the Southwest Rapid Rewards® Priority?
As of June 2026, the Delta SkyMiles® Gold Business offers 90,000 miles and the Southwest Rapid Rewards® Priority offers 90,000 Rapid Rewards® bonus points. Welcome offers change often, so confirm the current offer on each card's page before applying.