Delta SkyMiles® Gold Business vs Wyndham Rewards Earner® Business Card

Delta SkyMiles® Gold Business
VS
Wyndham Rewards Earner® Business Card
The short answer: The Wyndham Rewards Earner® Business Card delivers a bit more value for most spenders, but choose the Delta SkyMiles® Gold Business if you spend more on travel.

Side-by-side comparison

Delta SkyMiles® Gold BusinessWyndham Rewards Earner® Business Card
Annual fee$150$149
Welcome offer50,000 90,000 miles (limited-time)100,000 points
Advertising2%5%
Shipping2%5%
Office supplies1%5%
Phone & internet1%1%
Travel2%1%
Everything else1%1%
Est. yearly rewards*$654$1,170
Points typeLocked to Delta SkyMilesLocked to Wyndham Rewards
NetworkAmexVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the Delta SkyMiles® Gold Business earns about $654 a year in rewards and the Wyndham Rewards Earner® Business Card about $1,170, valuing every point at a flat 1 cent. The Delta SkyMiles® Gold Business charges $150, which you clear through its rewards and perks. The Wyndham Rewards Earner® Business Card charges $149, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Wyndham Rewards Earner® Business Card delivers more total value, about $517 a year more for a typical spender, mostly because it earns more where you spend most, on advertising and office supplies. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. Note that Delta SkyMiles® Gold Business is running a limited-time offer above the usual amount, so that edge may not last. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Delta SkyMiles® Gold Business if your spending leans toward travel. Pick the Wyndham Rewards Earner® Business Card if your spending leans toward advertising, shipping, office supplies.

Read the full reviews

Frequently asked questions

Is the Delta SkyMiles® Gold Business or the Wyndham Rewards Earner® Business Card better?
On typical business spending, the Wyndham Rewards Earner® Business Card comes out ahead after its annual fee, by roughly $517 a year with every point valued at a flat 1 cent. But the Delta SkyMiles® Gold Business can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Delta SkyMiles® Gold Business and the Wyndham Rewards Earner® Business Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Delta SkyMiles® Gold Business or the Wyndham Rewards Earner® Business Card?
As of June 2026, the Delta SkyMiles® Gold Business offers 90,000 miles and the Wyndham Rewards Earner® Business Card offers 100,000 points. Welcome offers change often, so confirm the current offer on each card's page before applying.