Delta SkyMiles® Platinum vs JetBlue Plus

Delta SkyMiles® Platinum
VS
JetBlue Plus
The short answer: Two airline cards with companion-style perks. The Delta SkyMiles Platinum ($350) gives an annual companion certificate and free bags. The JetBlue Plus ($99) earns TrueBlue with a free checked bag and Mosaic progress, for far less. Delta flyers, the Platinum; JetBlue flyers, the Plus.

Side-by-side comparison

Delta SkyMiles® PlatinumJetBlue Plus
Annual fee$350$99
Welcome offer60,000 Up to 100,000 SkyMiles (limited-time)70,000 bonus points
Dining2x2x
Groceries2x2x
Gas1x1x
Travel1x1x
Streaming1x1x
Everything else1x1x
Est. yearly rewards*$382$382
Points typeLocked to Delta SkyMilesLocked to JetBlue TrueBlue
NetworkAmexMastercard

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified July 2026. See your own numbers in the calculator.

Welcome bonus and value over time

Over timeDelta SkyMiles® PlatinumJetBlue Plus
Welcome bonusUp to 100,000 SkyMiles70,000 bonus points
To earn it$6,000 in 6 months$1,000 in 90 days
Est. first-year value*$1,032$1,083
Est. ongoing value / yr*$32$383

The JetBlue Plus wins on both fronts: it comes out ahead in year one on the welcome offer and stays ahead every year after. Short term or long, it is the stronger pick on the numbers.

*First-year value counts the welcome bonus, estimated rewards, and annual credits, minus the annual fee; ongoing value is a typical year after. Every point at a flat 1 cent.

Perks, credits, and redemptions

PerksDelta SkyMiles® PlatinumJetBlue Plus
Lounge accessNoneNone
Annual credits2 listed credits~$100/yr (2 credits)
Points & redemptionsLocked to a single programLocked to a single program

On perks and redemptions, the JetBlue Plus carries the heavier credit stack (about $100 a year). Weigh those against the fee, since credits and lounge access only count if you will actually use them.

Transfer partners and point value

Neither card earns transferable points, so redemptions are cash-back or fixed portal value on both, roughly a cent per point. There is no airline or hotel transfer angle to separate them.

Both are airline cards, but for different carriers at very different fees, so it comes down to Delta versus JetBlue.

The Delta Platinum’s companion certificate can be worth more than its fee for a domestic Delta flyer. The JetBlue Plus is a cheaper card whose free checked bag can cover its fee, plus Mosaic progress. Delta perks vs JetBlue travel.

Pros and cons

Delta SkyMiles® Platinum
Pros
  • An annual companion certificate (can exceed the fee)
  • Free first checked bag on Delta
  • 3x on Delta and hotels, plus an MQD boost
  • A large SkyMiles bonus
Cons
  • $350 fee, needs Delta travel
  • Miles locked to Delta
  • Low earning outside Delta
JetBlue Plus
Pros
  • Free first checked bag on JetBlue (can cover the fee)
  • Elevated TrueBlue earning and Mosaic progress
  • A big TrueBlue bonus
  • A low $99 fee
Cons
  • Points locked to JetBlue
  • JetBlue’s network is regional
  • Modest everyday earning

Where each one wins

CategoryWinnerWhy
AirlineDependsDelta vs JetBlue.
Companion benefitDelta PlatinumA companion certificate the JetBlue card lacks.
Annual feeJetBlue Plus$99 vs $350.
Free bagBothEach gives a free first checked bag.
Best forDependsDelta flyers vs JetBlue flyers.

The verdict

If you fly Delta domestically, the Platinum’s companion certificate can cover its fee on one trip, making it worthwhile for a Delta regular.

If you fly JetBlue, the Plus is far cheaper and its free bag can cover the fee, plus you build toward Mosaic. Pick the airline you fly, and note the JetBlue card is a much smaller commitment.

The bottom line
Delta SkyMiles Platinum for Delta flyers who’ll use the annual companion certificate. JetBlue Plus for JetBlue flyers who want a free checked bag and Mosaic progress at a lower fee.

Read the full reviews

Frequently asked questions

Is the Delta SkyMiles® Platinum or the JetBlue Plus better?
On typical household spending, the JetBlue Plus comes out ahead after its annual fee, by roughly $301 a year with every point valued at a flat 1 cent. But the Delta SkyMiles® Platinum can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Delta SkyMiles® Platinum and the JetBlue Plus?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Delta SkyMiles® Platinum or the JetBlue Plus?
As of July 2026, the Delta SkyMiles® Platinum offers up to 100,000 skymiles and the JetBlue Plus offers 70,000 bonus points. Welcome offers change often, so confirm the current offer on each card's page before applying.