Delta SkyMiles® Platinum Business vs Iberia Visa Signature® Card
Side-by-side comparison
| Delta SkyMiles® Platinum Business | Iberia Visa Signature® Card | |
|---|---|---|
| Annual fee | $195 | $95 |
| Welcome offer | 100,000 miles | 75,000 Avios |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 3% | 3% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $546 | $546 |
| Points type | Locked to Delta SkyMiles | Locked to Avios |
| Network | Amex | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Delta SkyMiles® Platinum Business earns about $546 a year in rewards and the Iberia Visa Signature® Card about $546, valuing every point at a flat 1 cent. The Delta SkyMiles® Platinum Business charges $195, which you clear through its rewards and perks. The Iberia Visa Signature® Card charges $95, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Iberia Visa Signature® Card delivers more total value, about $100 a year more for a typical spender, mostly because it skips the annual fee the other charges. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Delta SkyMiles® Platinum Business currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.