Delta SkyMiles® Reserve Business vs JetBlue Card
Side-by-side comparison
| Delta SkyMiles® Reserve Business | JetBlue Card | |
|---|---|---|
| Annual fee | $550 | No annual fee |
| Welcome offer | 10,000 bonus points after $1,000 in 90 days | |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 3% | 1% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $546 | $474 |
| Points type | Locked to Delta SkyMiles | Locked to JetBlue TrueBlue |
| Network | Amex | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Delta SkyMiles® Reserve Business earns about $546 a year in rewards and the JetBlue Card about $474, valuing every point at a flat 1 cent. The Delta SkyMiles® Reserve Business charges $550, which you clear through its rewards and perks. The JetBlue Card has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the JetBlue Card delivers more total value, about $478 a year more for a typical spender, mostly because it skips the annual fee the other charges. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Delta SkyMiles® Reserve Business currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Delta SkyMiles® Reserve Business if your spending leans toward travel.