Delta SkyMiles® Reserve Business vs JetBlue Premier

Delta SkyMiles® Reserve Business
VS
JetBlue Premier
The short answer: The Delta SkyMiles® Reserve Business delivers a bit more value for most spenders.

Side-by-side comparison

Delta SkyMiles® Reserve BusinessJetBlue Premier
Annual fee$550$499
Welcome offer60,000 125,000 miles (limited-time)60,000 100,000 bonus points after $5,000 in 90 days (and paying the annual fee) (limited-time)
Advertising1%1%
Shipping1%1%
Office supplies1%1%
Phone & internet1%1%
Travel3%1%
Everything else1%1%
Est. yearly rewards*$546$474
Points typeLocked to Delta SkyMilesLocked to JetBlue TrueBlue
NetworkAmexMastercard

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the Delta SkyMiles® Reserve Business earns about $546 a year in rewards and the JetBlue Premier about $474, valuing every point at a flat 1 cent. The Delta SkyMiles® Reserve Business charges $550, which you clear through its rewards and perks. The JetBlue Premier charges $499, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Delta SkyMiles® Reserve Business delivers more total value, about $21 a year more for a typical spender, mostly because it earns more where you spend most, on travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Delta SkyMiles® Reserve Business currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Delta SkyMiles® Reserve Business if your spending leans toward travel.

Read the full reviews

Frequently asked questions

Is the Delta SkyMiles® Reserve Business or the JetBlue Premier better?
On typical business spending, the Delta SkyMiles® Reserve Business comes out ahead after its annual fee, by roughly $21 a year with every point valued at a flat 1 cent. But the JetBlue Premier can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Delta SkyMiles® Reserve Business and the JetBlue Premier?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Delta SkyMiles® Reserve Business or the JetBlue Premier?
As of June 2026, the Delta SkyMiles® Reserve Business offers 125,000 miles and the JetBlue Premier offers 100,000 bonus points after $5,000 in 90 days (and paying the annual fee). Welcome offers change often, so confirm the current offer on each card's page before applying.