Hilton Honors American Express Business Card vs JetBlue Business Card

Hilton Honors American Express Business Card
VS
JetBlue Business Card
The short answer: The Hilton Honors American Express Business Card delivers a bit more value for most spenders, but choose the JetBlue Business Card if you spend more on travel.

Side-by-side comparison

Hilton Honors American Express Business CardJetBlue Business Card
Annual fee$195$99
Welcome offer130,000 points80,000 points
Advertising3%1%
Shipping5%1%
Office supplies3%2%
Phone & internet5%1%
Travel5%6%
Everything else3%1%
Est. yearly rewards*$1,638$744
Points typeLocked to Hilton HonorsLocked to JetBlue TrueBlue
NetworkAmexMastercard

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the Hilton Honors American Express Business Card earns about $1,638 a year in rewards and the JetBlue Business Card about $744, valuing every point at a flat 1 cent. The Hilton Honors American Express Business Card charges $195, which you clear through its rewards and perks. The JetBlue Business Card charges $99, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Hilton Honors American Express Business Card delivers more total value, about $798 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and advertising. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Hilton Honors American Express Business Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Hilton Honors American Express Business Card if your spending leans toward advertising, shipping, office supplies. Pick the JetBlue Business Card if your spending leans toward travel.

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Frequently asked questions

Is the Hilton Honors American Express Business Card or the JetBlue Business Card better?
On typical business spending, the Hilton Honors American Express Business Card comes out ahead after its annual fee, by roughly $798 a year with every point valued at a flat 1 cent. But the JetBlue Business Card can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Hilton Honors American Express Business Card and the JetBlue Business Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Hilton Honors American Express Business Card or the JetBlue Business Card?
As of June 2026, the Hilton Honors American Express Business Card offers 130,000 points and the JetBlue Business Card offers 80,000 points. Welcome offers change often, so confirm the current offer on each card's page before applying.