Ink Business Cash® vs U.S. Bank Triple Cash Rewards Business Card
Side-by-side comparison
| Ink Business Cash® | U.S. Bank Triple Cash Rewards Business Card | |
|---|---|---|
| Annual fee | No annual fee | No annual fee |
| Welcome offer | $750 cash back | |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 5% | 3% |
| Phone & internet | 5% | 3% |
| Travel | 1% | 1% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $684 | $630 |
| Points type | Pools with Chase → transferable | Cash back only |
| Network | Visa | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Ink Business Cash® earns about $684 a year in rewards and the U.S. Bank Triple Cash Rewards Business Card about $630, valuing every point at a flat 1 cent. The Ink Business Cash® has no annual fee, so its rewards are all profit. The U.S. Bank Triple Cash Rewards Business Card has no annual fee, so its rewards are all profit. Counting rewards and any credits, the Ink Business Cash® delivers more total value, about $54 a year more for a typical spender, mostly because it earns more where you spend most, on office supplies and phone & internet. The bigger difference is the ceiling: the Ink Business Cash® earns points you can move to travel partners for outsized value, while the U.S. Bank Triple Cash Rewards Business Card pays plain cash back. Favor the Ink Business Cash® if you will use travel transfers, the U.S. Bank Triple Cash Rewards Business Card if you want simplicity. On the sign-up bonus, the Ink Business Cash® currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Ink Business Cash® if your spending leans toward office supplies, phone & internet.