JetBlue Business Card vs Capital One Spark Cash Plus
Side-by-side comparison
| JetBlue Business Card | Capital One Spark Cash Plus | |
|---|---|---|
| Annual fee | $99 | $150 |
| Welcome offer | 80,000 points | $2,000 cash back |
| Advertising | 1% | 2% |
| Shipping | 1% | 2% |
| Office supplies | 2% | 2% |
| Phone & internet | 1% | 2% |
| Travel | 6% | 2% |
| Everything else | 1% | 2% |
| Est. yearly rewards* | $744 | $900 |
| Points type | Locked to JetBlue TrueBlue | Pools with Capital One → transferable |
| Network | Mastercard | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the JetBlue Business Card earns about $744 a year in rewards and the Capital One Spark Cash Plus about $900, valuing every point at a flat 1 cent. The JetBlue Business Card charges $99, which you clear through its rewards and perks. The Capital One Spark Cash Plus charges $150, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Capital One Spark Cash Plus delivers more total value, about $105 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and advertising. The bigger difference is the ceiling: the Capital One Spark Cash Plus earns points you can move to travel partners for outsized value, while the JetBlue Business Card stays locked to a single airline or hotel program. Favor the Capital One Spark Cash Plus if you will use travel transfers, the JetBlue Business Card if you want simplicity. On the sign-up bonus, the Capital One Spark Cash Plus currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the JetBlue Business Card if your spending leans toward travel. Pick the Capital One Spark Cash Plus if your spending leans toward advertising, shipping, phone & internet.