JetBlue Card vs Southwest Rapid Rewards® Performance Business

JetBlue Card
VS
Southwest Rapid Rewards® Performance Business
The short answer: The JetBlue Card delivers a bit more value for most spenders, but choose the Southwest Rapid Rewards® Performance Business if you spend more on travel.

Side-by-side comparison

JetBlue CardSouthwest Rapid Rewards® Performance Business
Annual feeNo annual fee$299
Welcome offer10,000 bonus points after $1,000 in 90 days80,000 points
Advertising1%1%
Shipping1%1%
Office supplies1%1%
Phone & internet1%1%
Travel1%4%
Everything else1%1%
Est. yearly rewards*$474$636
Points typeLocked to JetBlue TrueBlueLocked to Southwest Rapid Rewards
NetworkMastercardVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the JetBlue Card earns about $474 a year in rewards and the Southwest Rapid Rewards® Performance Business about $636, valuing every point at a flat 1 cent. The JetBlue Card has no annual fee, so its rewards are all profit. The Southwest Rapid Rewards® Performance Business charges $299, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the JetBlue Card delivers more total value, about $137 a year more for a typical spender, mostly because it skips the annual fee the other charges. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Southwest Rapid Rewards® Performance Business currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Southwest Rapid Rewards® Performance Business if your spending leans toward travel.

Read the full reviews

Frequently asked questions

Is the JetBlue Card or the Southwest Rapid Rewards® Performance Business better?
On typical business spending, the JetBlue Card comes out ahead, by roughly $137 a year with every point valued at a flat 1 cent. But the Southwest Rapid Rewards® Performance Business can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the JetBlue Card and the Southwest Rapid Rewards® Performance Business?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the JetBlue Card or the Southwest Rapid Rewards® Performance Business?
As of June 2026, the JetBlue Card offers 10,000 bonus points after $1,000 in 90 days and the Southwest Rapid Rewards® Performance Business offers 80,000 points. Welcome offers change often, so confirm the current offer on each card's page before applying.