JetBlue Plus vs Wells Fargo Autograph℠

JetBlue Plus
VS
Wells Fargo Autograph℠
The short answer: The Wells Fargo Autograph℠ delivers a bit more value for most spenders, but choose the JetBlue Plus if you spend more on groceries.

Side-by-side comparison

JetBlue PlusWells Fargo Autograph℠
Annual fee$99No annual fee
Welcome offer70,000 bonus points after $1,000 in 90 days20,000 bonus points ($200 value)
Dining2x3x
Groceries2x1x
Gas1x3x
Travel1x3x
Streaming1x3x
Everything else1x1x
Est. yearly rewards*$382$457
Points typeLocked to JetBlue TrueBlueTransfers to airlines & hotels
NetworkMastercardVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the JetBlue Plus earns about $382 a year in rewards and the Wells Fargo Autograph℠ about $457, valuing every point at a flat 1 cent. The JetBlue Plus charges $99, but carries about $100 in annual statement credits that offset it for anyone who uses them. The Wells Fargo Autograph℠ has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Wells Fargo Autograph℠ delivers more total value, about $125 a year more for a typical spender, mostly because it earns more where you spend most, on gas and travel. The bigger difference is the ceiling: the Wells Fargo Autograph℠ earns points you can move to travel partners for outsized value, while the JetBlue Plus stays locked to a single airline or hotel program. Favor the Wells Fargo Autograph℠ if you will use travel transfers, the JetBlue Plus if you want simplicity. On the sign-up bonus, the JetBlue Plus currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the JetBlue Plus if your spending leans toward groceries. Pick the Wells Fargo Autograph℠ if your spending leans toward dining, gas, travel.

Read the full reviews

Frequently asked questions

Is the JetBlue Plus or the Wells Fargo Autograph℠ better?
On typical household spending, the Wells Fargo Autograph℠ comes out ahead, by roughly $125 a year with every point valued at a flat 1 cent. But the JetBlue Plus can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the JetBlue Plus and the Wells Fargo Autograph℠?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the JetBlue Plus or the Wells Fargo Autograph℠?
As of June 2026, the JetBlue Plus offers 70,000 bonus points after $1,000 in 90 days and the Wells Fargo Autograph℠ offers 20,000 bonus points ($200 value). Welcome offers change often, so confirm the current offer on each card's page before applying.