Marriott Bonvoy Boundless® vs Wells Fargo Autograph℠
Side-by-side comparison
| Marriott Bonvoy Boundless® | Wells Fargo Autograph℠ | |
|---|---|---|
| Annual fee | $95 | No annual fee |
| Welcome offer | 125,000 points + 1 Free Night Award (up to 50,000 pts) | 20,000 bonus points ($200 value) |
| Dining | 3x | 3x |
| Groceries | 3x | 1x |
| Gas | 3x | 3x |
| Travel | 1x | 3x |
| Streaming | 1x | 3x |
| Everything else | 2x | 1x |
| Est. yearly rewards* | $671 | $457 |
| Points type | Locked to Marriott Bonvoy | Transfers to airlines & hotels |
| Network | Visa | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Marriott Bonvoy Boundless® earns about $671 a year in rewards and the Wells Fargo Autograph℠ about $457, valuing every point at a flat 1 cent. The Marriott Bonvoy Boundless® charges $95, which you clear through its rewards and perks. The Wells Fargo Autograph℠ has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Marriott Bonvoy Boundless® delivers more total value, about $119 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and groceries. The bigger difference is the ceiling: the Wells Fargo Autograph℠ earns points you can move to travel partners for outsized value, while the Marriott Bonvoy Boundless® stays locked to a single airline or hotel program. Favor the Wells Fargo Autograph℠ if you will use travel transfers, the Marriott Bonvoy Boundless® if you want simplicity. On the sign-up bonus, the Marriott Bonvoy Boundless® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Marriott Bonvoy Boundless® if your spending leans toward groceries, everything else. Pick the Wells Fargo Autograph℠ if your spending leans toward travel, streaming.