Marriott Bonvoy Bountiful® vs Wyndham Rewards Earner® Card

Marriott Bonvoy Bountiful®
VS
Wyndham Rewards Earner® Card
The short answer: The Wyndham Rewards Earner® Card delivers a bit more value for most spenders, but choose the Marriott Bonvoy Bountiful® if you spend more on dining, groceries.

Side-by-side comparison

Marriott Bonvoy Bountiful®Wyndham Rewards Earner® Card
Annual fee$250No annual fee
Welcome offer85,000 pointsUp to 75,000 points
Dining4x3x
Groceries4x3x
Gas2x3x
Travel2x1x
Streaming2x1x
Everything else2x1x
Est. yearly rewards*$763$515
Points typeLocked to Marriott BonvoyLocked to Wyndham Rewards
NetworkVisaVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the Marriott Bonvoy Bountiful® earns about $763 a year in rewards and the Wyndham Rewards Earner® Card about $515, valuing every point at a flat 1 cent. The Marriott Bonvoy Bountiful® charges $250, which you clear through its rewards and perks. The Wyndham Rewards Earner® Card has no annual fee, so its rewards are all profit. The two are effectively tied on value, with the Wyndham Rewards Earner® Card marginally ahead, mostly because it earns more where you spend most, on gas. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Marriott Bonvoy Bountiful® if your spending leans toward dining, groceries, travel. Pick the Wyndham Rewards Earner® Card if your spending leans toward gas.

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Frequently asked questions

Is the Marriott Bonvoy Bountiful® or the Wyndham Rewards Earner® Card better?
On typical household spending, the two come out nearly even with every point valued at a flat 1 cent. But the Marriott Bonvoy Bountiful® can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Marriott Bonvoy Bountiful® and the Wyndham Rewards Earner® Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Marriott Bonvoy Bountiful® or the Wyndham Rewards Earner® Card?
As of June 2026, the Marriott Bonvoy Bountiful® offers 85,000 points and the Wyndham Rewards Earner® Card offers up to 75,000 points. Welcome offers change often, so confirm the current offer on each card's page before applying.