Marriott Bonvoy Bountiful® vs Wyndham Rewards Earner® Premier Card

Marriott Bonvoy Bountiful®
VS
Wyndham Rewards Earner® Premier Card
The short answer: The Marriott Bonvoy Bountiful® delivers a bit more value for most spenders, but choose the Wyndham Rewards Earner® Premier Card if you spend more on gas, travel.

Side-by-side comparison

Marriott Bonvoy Bountiful®Wyndham Rewards Earner® Premier Card
Annual fee$250$395
Welcome offer85,000 pointsUp to 120,000 points
Dining4x4x
Groceries4x4x
Gas2x4x
Travel2x4x
Streaming2x1x
Everything else2x1x
Est. yearly rewards*$763$680
Points typeLocked to Marriott BonvoyLocked to Wyndham Rewards
NetworkVisaVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the Marriott Bonvoy Bountiful® earns about $763 a year in rewards and the Wyndham Rewards Earner® Premier Card about $680, valuing every point at a flat 1 cent. The Marriott Bonvoy Bountiful® charges $250, which you clear through its rewards and perks. The Wyndham Rewards Earner® Premier Card charges $395, but carries about $220 in annual statement credits that offset it for anyone who uses them. Counting rewards, fees, and any credits, the Marriott Bonvoy Bountiful® delivers more total value, about $118 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and streaming. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Wyndham Rewards Earner® Premier Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Marriott Bonvoy Bountiful® if your spending leans toward streaming, everything else. Pick the Wyndham Rewards Earner® Premier Card if your spending leans toward gas, travel.

Read the full reviews

Frequently asked questions

Is the Marriott Bonvoy Bountiful® or the Wyndham Rewards Earner® Premier Card better?
On typical household spending, the Marriott Bonvoy Bountiful® comes out ahead after its annual fee, by roughly $118 a year with every point valued at a flat 1 cent. But the Wyndham Rewards Earner® Premier Card can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Marriott Bonvoy Bountiful® and the Wyndham Rewards Earner® Premier Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Marriott Bonvoy Bountiful® or the Wyndham Rewards Earner® Premier Card?
As of June 2026, the Marriott Bonvoy Bountiful® offers 85,000 points and the Wyndham Rewards Earner® Premier Card offers up to 120,000 points. Welcome offers change often, so confirm the current offer on each card's page before applying.