Marriott Bonvoy Brilliant® vs Wyndham Rewards Earner® Card
Side-by-side comparison
| Marriott Bonvoy Brilliant® | Wyndham Rewards Earner® Card | |
|---|---|---|
| Annual fee | $650 | No annual fee |
| Welcome offer | Up to 75,000 points | |
| Dining | 3x | 3x |
| Groceries | 1x | 3x |
| Gas | 1x | 3x |
| Travel | 3x | 1x |
| Streaming | 1x | 1x |
| Everything else | 2x | 1x |
| Est. yearly rewards* | $544 | $515 |
| Points type | Locked to Marriott Bonvoy | Locked to Wyndham Rewards |
| Network | Amex | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Marriott Bonvoy Brilliant® earns about $544 a year in rewards and the Wyndham Rewards Earner® Card about $515, valuing every point at a flat 1 cent. The Marriott Bonvoy Brilliant® charges $650, but carries about $335 in annual statement credits that offset it for anyone who uses them. The Wyndham Rewards Earner® Card has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Wyndham Rewards Earner® Card delivers more total value, about $454 a year more for a typical spender, mostly because it earns more where you spend most, on groceries and gas. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Marriott Bonvoy Brilliant® currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Marriott Bonvoy Brilliant® if your spending leans toward travel, everything else. Pick the Wyndham Rewards Earner® Card if your spending leans toward groceries, gas.