Robinhood Gold Card vs Wells Fargo Autograph℠
Side-by-side comparison
| Robinhood Gold Card | Wells Fargo Autograph℠ | |
|---|---|---|
| Annual fee | $50 | No annual fee |
| Welcome offer | 3% cash back on every purchase from day one | 20,000 bonus points ($200 value) |
| Dining | 3x | 3x |
| Groceries | 3x | 1x |
| Gas | 3x | 3x |
| Travel | 5x | 3x |
| Streaming | 3x | 3x |
| Everything else | 3x | 1x |
| Est. yearly rewards* | $911 | $457 |
| Points type | Cash back only | Transfers to airlines & hotels |
| Network | Visa | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Robinhood Gold Card earns about $911 a year in rewards and the Wells Fargo Autograph℠ about $457, valuing every point at a flat 1 cent. The Robinhood Gold Card charges $50, which you clear through its rewards and perks. The Wells Fargo Autograph℠ has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Robinhood Gold Card delivers more total value, about $404 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and groceries. The bigger difference is the ceiling: the Wells Fargo Autograph℠ earns points you can move to travel partners for outsized value, while the Robinhood Gold Card pays plain cash back. Favor the Wells Fargo Autograph℠ if you will use travel transfers, the Robinhood Gold Card if you want simplicity. On the sign-up bonus, the Wells Fargo Autograph℠ currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Robinhood Gold Card if your spending leans toward groceries, travel, everything else.