Robinhood Gold Card vs Wyndham Rewards Earner® Plus Card
Side-by-side comparison
| Robinhood Gold Card | Wyndham Rewards Earner® Plus Card | |
|---|---|---|
| Annual fee | $50 | $75 |
| Welcome offer | 3% cash back on every purchase from day one | Up to 100,000 points |
| Dining | 3x | 4x |
| Groceries | 3x | 4x |
| Gas | 3x | 4x |
| Travel | 5x | 4x |
| Streaming | 3x | 1x |
| Everything else | 3x | 1x |
| Est. yearly rewards* | $911 | $680 |
| Points type | Cash back only | Locked to Wyndham Rewards |
| Network | Visa | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Robinhood Gold Card earns about $911 a year in rewards and the Wyndham Rewards Earner® Plus Card about $680, valuing every point at a flat 1 cent. The Robinhood Gold Card charges $50, which you clear through its rewards and perks. The Wyndham Rewards Earner® Plus Card charges $75, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Robinhood Gold Card delivers more total value, about $255 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Wyndham Rewards Earner® Plus Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Robinhood Gold Card if your spending leans toward travel, streaming, everything else. Pick the Wyndham Rewards Earner® Plus Card if your spending leans toward dining, groceries, gas.