Southwest Rapid Rewards® Priority vs Sun Country Airlines® Visa Signature® Card

Southwest Rapid Rewards® Priority
VS
Sun Country Airlines® Visa Signature® Card
The short answer: The Sun Country Airlines® Visa Signature® Card delivers a bit more value for most spenders, but choose the Southwest Rapid Rewards® Priority if you spend more on dining.

Side-by-side comparison

Southwest Rapid Rewards® PrioritySun Country Airlines® Visa Signature® Card
Annual fee$229$89
Welcome offer50,000 90,000 Rapid Rewards® bonus points (limited-time)25,000 points
Dining2x1x
Groceries1x2x
Gas2x2x
Travel1x3x
Streaming1x1x
Everything else1x1x
Est. yearly rewards*$343$409
Points typeLocked to Southwest Rapid RewardsLocked to Sun Country Rewards
NetworkVisaVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the Southwest Rapid Rewards® Priority earns about $343 a year in rewards and the Sun Country Airlines® Visa Signature® Card about $409, valuing every point at a flat 1 cent. The Southwest Rapid Rewards® Priority charges $229, but carries about $75 in annual statement credits that offset it for anyone who uses them. The Sun Country Airlines® Visa Signature® Card charges $89, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Sun Country Airlines® Visa Signature® Card delivers more total value, about $168 a year more for a typical spender, mostly because it earns more where you spend most, on groceries and travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Southwest Rapid Rewards® Priority currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Southwest Rapid Rewards® Priority if your spending leans toward dining. Pick the Sun Country Airlines® Visa Signature® Card if your spending leans toward groceries, travel.

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Frequently asked questions

Is the Southwest Rapid Rewards® Priority or the Sun Country Airlines® Visa Signature® Card better?
On typical household spending, the Sun Country Airlines® Visa Signature® Card comes out ahead after its annual fee, by roughly $168 a year with every point valued at a flat 1 cent. But the Southwest Rapid Rewards® Priority can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Southwest Rapid Rewards® Priority and the Sun Country Airlines® Visa Signature® Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Southwest Rapid Rewards® Priority or the Sun Country Airlines® Visa Signature® Card?
As of June 2026, the Southwest Rapid Rewards® Priority offers 90,000 Rapid Rewards® bonus points and the Sun Country Airlines® Visa Signature® Card offers 25,000 points. Welcome offers change often, so confirm the current offer on each card's page before applying.