Sun Country Airlines® Visa Signature® Card vs Wyndham Rewards Earner® Plus Card

Sun Country Airlines® Visa Signature® Card
VS
Wyndham Rewards Earner® Plus Card
The short answer: The Wyndham Rewards Earner® Plus Card delivers a bit more value for most spenders.

Side-by-side comparison

Sun Country Airlines® Visa Signature® CardWyndham Rewards Earner® Plus Card
Annual fee$89$75
Welcome offer25,000 pointsUp to 100,000 points
Dining1x4x
Groceries2x4x
Gas2x4x
Travel3x4x
Streaming1x1x
Everything else1x1x
Est. yearly rewards*$409$680
Points typeLocked to Sun Country RewardsLocked to Wyndham Rewards
NetworkVisaVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the Sun Country Airlines® Visa Signature® Card earns about $409 a year in rewards and the Wyndham Rewards Earner® Plus Card about $680, valuing every point at a flat 1 cent. The Sun Country Airlines® Visa Signature® Card charges $89, which you clear through its rewards and perks. The Wyndham Rewards Earner® Plus Card charges $75, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Wyndham Rewards Earner® Plus Card delivers more total value, about $285 a year more for a typical spender, mostly because it earns more where you spend most, on groceries and dining. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Wyndham Rewards Earner® Plus Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Wyndham Rewards Earner® Plus Card if your spending leans toward dining, groceries, gas.

Read the full reviews

Frequently asked questions

Is the Sun Country Airlines® Visa Signature® Card or the Wyndham Rewards Earner® Plus Card better?
On typical household spending, the Wyndham Rewards Earner® Plus Card comes out ahead after its annual fee, by roughly $285 a year with every point valued at a flat 1 cent. But the Sun Country Airlines® Visa Signature® Card can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Sun Country Airlines® Visa Signature® Card and the Wyndham Rewards Earner® Plus Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Sun Country Airlines® Visa Signature® Card or the Wyndham Rewards Earner® Plus Card?
As of June 2026, the Sun Country Airlines® Visa Signature® Card offers 25,000 points and the Wyndham Rewards Earner® Plus Card offers up to 100,000 points. Welcome offers change often, so confirm the current offer on each card's page before applying.