United℠ Business Card vs Wyndham Rewards Earner® Premier Card
Side-by-side comparison
| United℠ Business Card | Wyndham Rewards Earner® Premier Card | |
|---|---|---|
| Annual fee | $150 | $395 |
| Welcome offer | 100,000 miles | Up to 120,000 points |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 2% | 1% |
| Phone & internet | 1% | 1% |
| Travel | 2% | 4% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $570 | $720 |
| Points type | Locked to United MileagePlus | Locked to Wyndham Rewards |
| Network | Visa | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the United℠ Business Card earns about $570 a year in rewards and the Wyndham Rewards Earner® Premier Card about $720, valuing every point at a flat 1 cent. The United℠ Business Card charges $150, which you clear through its rewards and perks. The Wyndham Rewards Earner® Premier Card charges $395, but carries about $220 in annual statement credits that offset it for anyone who uses them. The two are close on value, but the Wyndham Rewards Earner® Premier Card edges ahead by about $15 a year, mostly because it earns more where you spend most, on travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Wyndham Rewards Earner® Premier Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the United℠ Business Card if your spending leans toward office supplies. Pick the Wyndham Rewards Earner® Premier Card if your spending leans toward travel.