U.S. Bank Triple Cash Rewards Business Card vs Wells Fargo Autograph℠
Side-by-side comparison
| U.S. Bank Triple Cash Rewards Business Card | Wells Fargo Autograph℠ | |
|---|---|---|
| Annual fee | No annual fee | No annual fee |
| Welcome offer | $750 cash back | 20,000 bonus points ($200 value) |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 3% | 1% |
| Phone & internet | 3% | 1% |
| Travel | 1% | 3% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $630 | $630 |
| Points type | Cash back only | Transfers to airlines & hotels |
| Network | Visa | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the U.S. Bank Triple Cash Rewards Business Card earns about $630 a year in rewards and the Wells Fargo Autograph℠ about $630, valuing every point at a flat 1 cent. The U.S. Bank Triple Cash Rewards Business Card has no annual fee, so its rewards are all profit. The Wells Fargo Autograph℠ has no annual fee, so its rewards are all profit. The two are effectively tied on value, with the U.S. Bank Triple Cash Rewards Business Card marginally ahead, mostly because it earns more where you spend most, on office supplies and phone & internet. The bigger difference is the ceiling: the Wells Fargo Autograph℠ earns points you can move to travel partners for outsized value, while the U.S. Bank Triple Cash Rewards Business Card pays plain cash back. Favor the Wells Fargo Autograph℠ if you will use travel transfers, the U.S. Bank Triple Cash Rewards Business Card if you want simplicity. On the sign-up bonus, the U.S. Bank Triple Cash Rewards Business Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the U.S. Bank Triple Cash Rewards Business Card if your spending leans toward office supplies, phone & internet. Pick the Wells Fargo Autograph℠ if your spending leans toward travel.