U.S. Bank Triple Cash Rewards Business Card vs Wyndham Rewards Earner® Card
Side-by-side comparison
| U.S. Bank Triple Cash Rewards Business Card | Wyndham Rewards Earner® Card | |
|---|---|---|
| Annual fee | No annual fee | No annual fee |
| Welcome offer | $750 cash back | Up to 75,000 points |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 3% | 1% |
| Phone & internet | 3% | 1% |
| Travel | 1% | 1% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $630 | $534 |
| Points type | Cash back only | Locked to Wyndham Rewards |
| Network | Visa | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the U.S. Bank Triple Cash Rewards Business Card earns about $630 a year in rewards and the Wyndham Rewards Earner® Card about $534, valuing every point at a flat 1 cent. The U.S. Bank Triple Cash Rewards Business Card has no annual fee, so its rewards are all profit. The Wyndham Rewards Earner® Card has no annual fee, so its rewards are all profit. Counting rewards and any credits, the U.S. Bank Triple Cash Rewards Business Card delivers more total value, about $96 a year more for a typical spender, mostly because it earns more where you spend most, on office supplies and phone & internet. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the U.S. Bank Triple Cash Rewards Business Card if your spending leans toward office supplies, phone & internet.