U.S. Bank Triple Cash Rewards Business Card vs Wyndham Rewards Earner® Plus Card
Side-by-side comparison
| U.S. Bank Triple Cash Rewards Business Card | Wyndham Rewards Earner® Plus Card | |
|---|---|---|
| Annual fee | No annual fee | $75 |
| Welcome offer | $750 cash back | Up to 100,000 points |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 3% | 1% |
| Phone & internet | 3% | 1% |
| Travel | 1% | 4% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $630 | $720 |
| Points type | Cash back only | Locked to Wyndham Rewards |
| Network | Visa | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the U.S. Bank Triple Cash Rewards Business Card earns about $630 a year in rewards and the Wyndham Rewards Earner® Plus Card about $720, valuing every point at a flat 1 cent. The U.S. Bank Triple Cash Rewards Business Card has no annual fee, so its rewards are all profit. The Wyndham Rewards Earner® Plus Card charges $75, which you clear through its rewards and perks. The two are close on value, but the Wyndham Rewards Earner® Plus Card edges ahead by about $15 a year, mostly because it earns more where you spend most, on travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Wyndham Rewards Earner® Plus Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the U.S. Bank Triple Cash Rewards Business Card if your spending leans toward office supplies, phone & internet. Pick the Wyndham Rewards Earner® Plus Card if your spending leans toward travel.