Capital One Venture Business vs Wells Fargo Autograph℠
Side-by-side comparison
| Capital One Venture Business | Wells Fargo Autograph℠ | |
|---|---|---|
| Annual fee | $95 | No annual fee |
| Welcome offer | 100,000 Miles | 20,000 bonus points ($200 value) |
| Advertising | 2% | 1% |
| Shipping | 2% | 1% |
| Office supplies | 2% | 1% |
| Phone & internet | 2% | 1% |
| Travel | 2% | 3% |
| Everything else | 2% | 1% |
| Est. yearly rewards* | $900 | $630 |
| Points type | Transfers to airlines & hotels | Transfers to airlines & hotels |
| Network | Mastercard | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Capital One Venture Business earns about $900 a year in rewards and the Wells Fargo Autograph℠ about $630, valuing every point at a flat 1 cent. The Capital One Venture Business charges $95, which you clear through its rewards and perks. The Wells Fargo Autograph℠ has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Capital One Venture Business delivers more total value, about $175 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and advertising. Both earn transferable points rather than flat cash, so the deciding factor is whose transfer partners reach the airlines and hotels you would actually book. On the sign-up bonus, the Capital One Venture Business currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Capital One Venture Business if your spending leans toward advertising, shipping, office supplies. Pick the Wells Fargo Autograph℠ if your spending leans toward travel.