Best Credit Cards for Uber and Lyft

By Bryce Casson, Founder · Cardocrat · Updated June 2026
The short answer: For Uber and Lyft, the best cards either include rideshare credits (some premium cards give monthly Uber Cash or Lyft credits) or bonus rideshare under their transit, travel, or dining categories. Match the card to whether you want a credit, a bonus rate, or both.

Cards with rideshare credits

Some premium cards include rideshare perks directly: monthly Uber Cash on certain Amex cards, or periodic Lyft credits and benefits on cards partnered with Lyft. These credits offset the annual fee for regular riders, so if you take Uber or Lyft often, a card whose credit matches your service can pay for itself.

Cards that bonus rideshare

Beyond credits, many cards earn a bonus rate on rideshare because Uber and Lyft typically code under transit or travel, and some cards bonus it specifically. A strong transit or travel card therefore rewards every ride. Uber Eats and other delivery usually code as dining, so a dining card covers the food side.

Picking the right one

Decide what you value: a credit (best for steady riders on a premium card), a bonus rate (best for a no-fee everyday card), or both. Pay with a mobile wallet for convenience; it earns the same rewards (see mobile wallet rewards). Enroll in any credit that requires activation so it does not go to waste.

Frequently asked questions

What credit card is best for Uber and Lyft?
Either a premium card that includes monthly rideshare credits (like Uber Cash on some Amex cards) or a card that bonuses transit or travel, since rideshare usually codes that way. Heavy riders benefit most from a credit.
Do credit cards give Uber credits?
Some do. Certain premium cards include monthly Uber Cash or Lyft credits and benefits. If you ride often, a card whose credit matches your service can offset its annual fee.

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Bryce Casson

Bryce Casson, Founder of Cardocrat. Every card is ranked by what it actually returns, with all points valued at a flat 1 cent and offers verified against issuer sources. About the author.