Combining Rove Miles With Your Credit Card Points

The short answer: You cannot merge two bank programs directly, but you can top up a single airline or hotel account from several transferable currencies at once. Because Rove shares transfer partners with every major issuer, Air France-KLM Flying Blue and Virgin Atlantic most broadly, you can combine Rove Miles with your Chase, Amex, Capital One, Citi, Bilt, or Wells Fargo points in one partner account to reach an award neither balance could book alone.

Why pooling works

Award programs accept transfers from many sources, so a single airline or hotel account can be topped up from more than one transferable currency. You cannot move Chase points to Amex, but you can transfer both Rove Miles and your bank points into the same partner program and combine them there. That turns two medium balances into one bookable award. See how point transfers work.

The shared-partner trick

The key is finding a partner that both Rove and your issuer transfer to. The universal ones are Flying Blue and Virgin Atlantic: Chase, Amex, Capital One, Citi, Bilt, and Wells Fargo all transfer to both, so any bank points can pool with Rove there. The value pick is Turkish Miles and Smiles, a transfer partner of Rove and of Citi, Capital One, and Bilt: pool Rove Miles with those bank points in one Turkish account and book cheap Star Alliance awards, including United flights and low-priced business class. Capital One overlaps the most, sharing 12 of the 21 Rove partners, while Chase shares only 3. On the hotel side, Accor Live Limitless is shared by Rove and Bilt at 1.5 to 1, and by Capital One and Citi at 2 to 1. Always check which partners your specific issuer and Rove both list, since lineups change over time. See Turkish via Citi points.

How to do it safely

Find and confirm the award seat first with seats.aero, then add up what each source must contribute. Mind each program transfer minimum (Rove needs 2,000 miles) and the 1:1 ratios, transfer from each source into the partner account, and book. Because transfers are one-way, move only what the confirmed award requires, and watch for transfer bonuses on either side that change the math. If you do not yet earn Rove Miles, join free through Rove to start building a balance you can pool. See finding award space.

Frequently asked questions

Can I combine Rove Miles with my credit card points?
Not by merging the programs, but yes by transferring both into a shared partner. If Rove and your issuer both transfer to the same airline or hotel, Flying Blue for example, you can top up that one account from both sources to reach a single award.
What is the best shared partner for Rove and bank points?
It depends on your bank. Flying Blue and Virgin Atlantic are shared with every major issuer, so they work for anyone. Turkish Miles and Smiles, shared with Citi, Capital One, and Bilt, is the value pick, since it prices Star Alliance awards cheaply. Pool Rove Miles with your bank points there to book flights for fewer total miles.

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Bryce Casson

Written by Bryce Casson, Founder of Cardocrat. About the author and how we rank cards.