Do Bookstores Earn a Bonus?

The short answer: Usually just the base rate. Bookstores code under a book-retail category that mainstream cards do not treat as a bonus, so a flat-rate card typically earns the most. Buying books through Amazon or a general marketplace codes as that retailer instead, which can carry its own bonus.

How bookstores code

A bookstore rings up under a book-store retail category code, outside the usual bonus buckets like dining and groceries, so most cards earn their base rate on a novel or a textbook. A café inside the bookstore may code separately as dining, so a combined visit can earn two different rates. The framework is in what is a bonus category.

Online books code as the retailer

Books bought on Amazon code as Amazon, not as a bookstore, so an Amazon-specific card or offer applies rather than a book category. E-books and audiobooks bought through an app store or subscription can code as digital goods. So where you buy changes the rate more than the fact that it is a book.

The best card for book lovers

Since books rarely earn a bonus, a solid flat-rate card is the most reliable earner, and any in-store café coffee still earns a dining bonus if it codes separately. Value points at a flat 1 cent and compare the all-purpose options in our best cash back cards guide.

Frequently asked questions

Do bookstores earn a bonus category?
Rarely. Bookstores code under a book-retail category that mainstream cards do not treat as a bonus, so you earn the base rate.
Do Amazon book purchases earn a bonus?
They code as Amazon, not as a bookstore, so an Amazon-specific card or offer applies rather than a book category.
Does the café inside a bookstore earn a dining bonus?
Often yes, if it codes separately as an eating place. A dining card would earn its bonus on the coffee even though the books earn the base rate.

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Bryce Casson

Written by Bryce Casson, Founder of Cardocrat. About the author and how we rank cards.