Do Campgrounds and RV Parks Earn a Travel Bonus?

The short answer: Often, yes. Campgrounds, RV parks, and trailer parks carry a category code that many issuers count as travel, so a card that rewards travel broadly earns its bonus on site fees. Cards that limit their top rate to flights and hotels booked direct may only give the base rate, so the definition of travel on your card decides it.

Campgrounds usually count as travel

A campground or RV park rings up under a campground-and-trailer-park category that most broad travel cards include in their travel bonus, alongside hotels, airfare, and car rentals. So a card that rewards all travel typically earns its higher rate on a reservation. Check how your card defines the category in what a travel credit card covers.

When you only get the base rate

Some premium cards reserve their top travel multiplier for flights and hotels booked directly or through the issuer portal, and treat everything else as ordinary spending. On those cards a campground may earn only the base rate. A card with a simple, all-travel bonus is friendlier to camping and other off-the-beaten-path travel, much like Airbnb and Vrbo.

National and state park fees

Entrance fees paid directly to the National Park Service or a state agency often code as a government service rather than travel, so they may not earn the travel bonus even when your campground does. If you camp often, a broad travel card plus a good flat-rate card for the odd government fee covers both cases. Value points at a flat 1 cent when you compare.

Frequently asked questions

Do campgrounds code as travel?
Usually yes. Campgrounds and RV parks use a category code that most broad travel cards count as travel, so a travel bonus applies.
Why did my RV park stay not earn a travel bonus?
Your card likely limits its top travel rate to flights and hotels booked direct or through its portal, so the campground earned only the base rate.
Do national park fees earn a travel bonus?
Often not. Fees paid directly to a park service can code as a government service rather than travel, so they may earn only the base rate.

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Bryce Casson

Written by Bryce Casson, Founder of Cardocrat. About the author and how we rank cards.