Do Food Trucks Earn a Dining Bonus?
Food trucks usually code as dining
A food truck sells prepared food, so when it uses a proper payment setup it rings up under an eating-place or fast-food category code, the same family as restaurants. That means a dining card earns its bonus, tip included, since the tip posts under the same merchant. The rule is covered in do restaurants always code as dining.
When it earns only the base rate
Some independent vendors use a generic mobile payment reader that registers under a broad or miscellaneous category rather than as a restaurant, so a dining card may earn only the base rate there. A truck parked inside a larger venue, like a stadium or market, can also code under that venue instead.
The best card for street food
If dining is a real category for you, a card with a strong restaurant bonus rewards food trucks the same as sit-down meals most of the time. Compare the top options in best dining cards, and value any points at a flat 1 cent when you weigh them against a simple flat-rate card.