Do Meal Kits Earn a Grocery Bonus?
Why meal kits often miss the grocery bonus
A meal-kit company ships ingredients directly and usually rings up under a direct-marketing or subscription category rather than a supermarket category, so a card’s grocery bonus frequently does not apply. That surprises people who assume food equals groceries. Coding varies by provider, so the only sure way to know is to check how a charge posts, using the logic in merchant category codes explained.
Meal kits versus grocery delivery
Grocery delivery services that shop an actual store can earn a grocery bonus in some cases, which is a different situation covered in do grocery delivery services earn a grocery bonus. A meal kit is a subscription product, not a store run, so it is less likely to code as grocery even though both deliver food.
The best card for meal kits
Because a grocery bonus is unreliable here, treat meal kits like a general subscription and put them on a strong flat-rate card, or a card that rewards subscriptions if you have one. Run your spending through the rewards calculator to see which card earns the most, and compare flat options in best cash back cards.
Frequently asked questions
Related reading
