Do You Earn Rewards at a Farm and Feed Store?
How farm stores code
A farm, ranch, or feed store rings up under an agricultural-supply or home-and-garden category code, outside the usual bonus buckets like dining and groceries, so most cards earn their base rate on feed, tools, and supplies. Coding can vary by chain, and a store that leans toward hardware may code closer to home improvement, as covered in home improvement store bonuses.
Pet and grocery items vary
A farm store often sells pet food, groceries, and household goods alongside farm supplies, but the whole basket usually codes under the store’s single category, not grocery, so a grocery bonus rarely applies even to the food items. It is the store’s category code that decides, not what is in your cart.
The best card for a feed store
Since farm stores rarely earn a standard bonus, a strong flat-rate card is the reliable earner, unless your store happens to code as home improvement on a card that rewards it. Run your spending through the rewards calculator and see options in best cash back cards.
Frequently asked questions
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