Do You Earn Rewards at the Vet?
How vet and pet spending codes
A veterinary clinic rings up under a veterinary-services category, and pet stores under a retail code, neither of which is a standard bonus bucket like dining or groceries. So most cards earn their base rate on pet care. A pet aisle inside a grocery store is the exception, since it takes on the grocery code. See what is a bonus category for the framework.
The best card for pet costs
With no pet bonus to chase, a good flat-rate card is the most reliable earner across the vet, the groomer, and the pet store. Our best cash back cards guide covers the all-purpose options that beat a category card on this kind of spending.
Big bills and financing
A surprise surgery or emergency visit can be large, so the more important card feature may be a low or intro APR rather than the earn rate, and a rewards card still earns while you pay it off responsibly. This is a different situation from a dedicated medical-financing product, which we compare in rewards on medical and dental bills.
Frequently asked questions
Related reading
