Do You Earn Rewards on a Costume or Formal Wear Rental?
How clothing rental codes
A tuxedo shop, formal wear rental, or costume rental rings up under a clothing-rental category code, outside the usual bonus buckets like dining and groceries, so most cards earn their base rate. This is separate from buying clothing at a retailer, which codes as apparel. The category logic is in what is a bonus category.
Deposits and event timing
Rentals often place a refundable deposit or hold on your card to cover damage or late returns, which temporarily lowers your available credit. For a wedding or formal event, these costs are part of broader planning, which can add up toward a welcome bonus, as covered in paying for a wedding with a credit card.
The best card for a rental
Since clothing rental has no bonus category, a strong flat-rate card earns the most. The amounts are modest for a single rental, so value points at a flat 1 cent and use a reliable everyday card from best cash back cards.
Frequently asked questions
Related reading
