Do You Earn Rewards on Dry Cleaning and Laundry?

The short answer: Yes, at the base rate. Dry cleaners and laundry services code under a laundry-and-cleaning category that no mainstream card treats as a bonus, so a flat-rate card is the best way to earn. Coin laundromats can be trickier, since some accept only cash or a prepaid card rather than a credit card.

How laundry services code

A dry cleaner or full-service laundry rings up under a cleaning-services category that sits outside the standard bonus buckets like dining and groceries, so most cards earn only their base rate. The mechanics are the same as other everyday services, driven by the merchant’s category code, as explained in merchant category codes explained.

The best card for laundry spending

With no laundry bonus to chase, a solid flat-rate card earns the most on dry cleaning and wash-and-fold. Our best cash back cards guide covers the all-purpose earners that beat a category card on service spending like this.

Laundromats and payment methods

Coin and self-service laundromats often take cash, a prepaid laundry card, or an app rather than a credit card directly, and reloading a laundry app or card earns at whatever rate that merchant codes. When you can pay by card, it earns the base rate. If your building bills laundry through rent or an app, that charge follows the rent or app category instead.

Frequently asked questions

Do dry cleaners earn credit card rewards?
Yes, at your base rate. Dry cleaning codes as a cleaning service, which is not a bonus category, so most cards do not pay an elevated rate.
Is there a card with a laundry bonus category?
No mainstream card treats laundry or dry cleaning as a bonus. A strong flat-rate card is the most reliable way to earn on it.
Can you pay at a laundromat with a credit card?
Sometimes. Many self-service laundromats take only cash, a prepaid laundry card, or an app. When a credit card is accepted, it earns the base rate.

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Bryce Casson

Written by Bryce Casson, Founder of Cardocrat. About the author and how we rank cards.