Do You Earn Rewards on Dry Cleaning and Laundry?
How laundry services code
A dry cleaner or full-service laundry rings up under a cleaning-services category that sits outside the standard bonus buckets like dining and groceries, so most cards earn only their base rate. The mechanics are the same as other everyday services, driven by the merchant’s category code, as explained in merchant category codes explained.
The best card for laundry spending
With no laundry bonus to chase, a solid flat-rate card earns the most on dry cleaning and wash-and-fold. Our best cash back cards guide covers the all-purpose earners that beat a category card on service spending like this.
Laundromats and payment methods
Coin and self-service laundromats often take cash, a prepaid laundry card, or an app rather than a credit card directly, and reloading a laundry app or card earns at whatever rate that merchant codes. When you can pay by card, it earns the base rate. If your building bills laundry through rent or an app, that charge follows the rent or app category instead.