Do You Earn Rewards on Online Advertising?
How ad spend codes
Online advertising platforms ring up under an advertising-services category code. On a personal card that is not a bonus bucket, so you earn the base rate. But advertising is a core business expense, which is why it is worth using a business card, as with other work costs covered in software subscriptions.
Business cards reward advertising
Several business cards specifically reward online advertising, or include it in a broad business-spending bonus, at rates well above a flat personal card. For a business spending meaningfully on ads, that difference adds up fast, and the card keeps the expense separated for bookkeeping and taxes. It can also help meet a large welcome-bonus spending requirement quickly.
The best card for ad spend
For serious ad budgets, a business card that rewards advertising earns the most; for occasional boosting, a flat-rate card is fine. Run your spending through the rewards calculator to compare, and value points at a flat 1 cent. See flat options in best cash back cards.
Frequently asked questions
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