Employee Cards on Business Credit Cards
How they work
A business card typically lets you issue additional cards to employees at no extra cost, each with its own number but tied to your single account and credit line. All their spending earns rewards into your central pool, which is a major reason business cards can rack up points fast. The cards can carry the employee name for easy identification.
Controls and tracking
You can usually set a custom spending limit per employee card and turn cards on or off, and the statement breaks out spending by card, which makes expense tracking and tax categorization much easier. Some issuers add alerts and category restrictions. This control is a big practical advantage over reimbursing employees who pay personally.
Liability and rewards
As the business owner with the personal guarantee, you are responsible for everything charged on employee cards, so set limits and review activity. The upside is real: pooled rewards on all company spending, cleaner books, and no chasing receipts. See cards for business expenses and the best small business cards.
Frequently asked questions
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