Paze Checkout: How to Earn Bonus Points and Credits

The short answer: Paze is a bank-backed online checkout wallet that hides your card number from merchants. Its value for points is promotions: Chase has offered Sapphire and Freedom cardholders bonus Ultimate Rewards (such as 10x) for paying via Paze at participating merchants, plus periodic spend-and-get-credit deals. Check your current offers, since these are time-limited.

What Paze is

Paze is an online checkout option from the bank-owned company behind Zelle, supported by major issuers including Chase, Bank of America, Capital One, US Bank, and Wells Fargo. You do not download an app; at a participating merchant you select Paze or enter the email tied to your bank, and it checks you out without sharing your real card number, similar in spirit to a mobile wallet.

The Chase points angle

The reason points people care about Paze is promotions. Chase has offered Sapphire and Freedom cardholders bonus Ultimate Rewards (for example, an extra 10 points per dollar) when paying through Paze at participating online merchants for a limited window, and Paze itself has run spend-and-get-back credit deals. These can turn an ordinary online purchase into a heavily boosted one while the promo lasts.

How to use it and stack it

At checkout, choose Paze and select an eligible Chase card to capture the bonus, so you earn the promo points on top of the card normal earning. Because these offers are time-limited and merchant-specific, confirm the current promotion and participating stores before relying on it, since terms and end dates change. See reward stacking for combining it with portals and offers.

Frequently asked questions

What is Paze and is it worth using?
Paze is a bank-backed online checkout wallet that hides your card number from merchants. It is worth using mainly for promotions, such as Chase offering Sapphire and Freedom cardholders bonus Ultimate Rewards for paying via Paze at participating merchants.
How do I earn Chase points with Paze?
During promotions, choose Paze at a participating online merchant and pay with an eligible Chase Sapphire or Freedom card to earn bonus Ultimate Rewards on top of normal earning. Confirm the current offer and end date, since these are time-limited.

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Bryce Casson

Bryce Casson, Founder of Cardocrat. Every card is ranked by what it actually returns, with all points valued at a flat 1 cent and offers verified against issuer sources. About the author.