Allegiant Allways Rewards Visa®

Allegiant Allways Rewards Visa® Review

Annual fee $59Issuer Bank of AmericaNetwork VisaCredit Good to Excellent (670+)
2.5/5Cardocrat score

Overview

The Allegiant Allways Rewards Visa is a co-brand for Allegiant, an ultra-low-cost carrier serving mostly leisure routes to smaller cities. Its points are locked to Allegiant, and with a low $59 fee, it is a modest card aimed at people who take Allegiant's budget getaways.

For a regular Allegiant flyer it can offset fares and travel costs, but the limited, leisure-focused network keeps it niche.

Best for: leisure travelers who fly Allegiant regularly and want to offset budget fares.
Think twice if: you do not fly Allegiant, since its network is limited and the points are locked to it.

Our 2.5 out of 5 rating

Rewards rate
3.5
Value for the fee
2.5
Welcome bonus
3.5
Flexibility
2.0
Perks and credits
2.5

Each score weighs the rewards rate, value after the annual fee, welcome offer, points flexibility, and perks, with every point valued at a flat 1 cent. This is our editorial assessment to help you compare cards, not a guarantee of approval or of the value you will get.

Rewards: how it earns

You earn bonuses on Allegiant purchases and dining, in locked Allegiant points, and get some travel discounts. The earning is fine for a budget-airline card, but the points only work on Allegiant, so the value depends on flying them.

CategoryRateNotes
Travel3xBonus category
Dining and restaurants2xBonus category
Everything else1xEverything else

Every point and mile above is valued at a flat 1 cent, the same honest standard we use for every card. Run your own spending through the calculator to see what this card would actually return for you.

Pros and cons

Pros
  • Low $59 fee
  • Earns on Allegiant plus travel discounts
  • Solid welcome bonus for the tier
Cons
  • Points locked to Allegiant
  • Limited, leisure-focused network
  • Niche appeal

The welcome bonus

The welcome bonus is solid for the tier: 45,000 points after $3,000 in 90 days, a decent chunk toward Allegiant travel and the main reason to get the card.

Is it worth the annual fee?

The $59 fee is low, and for a regular Allegiant flyer the points and travel discounts can cover it. If you do not fly Allegiant, the fee is hard to justify.

First-year value vs ongoing value

Welcome bonus45,000 points
To earn it$3,000 in 90 days
Est. first-year value*$749
Est. ongoing value / yr*$299

The welcome bonus makes year one the high point: roughly $749 in value once you count the bonus, this card’s rewards, and its credits, minus the $59 fee. After that, the honest figure is about $299 a year, so judge whether it earns its keep on the ongoing number, not the first-year headline.

*First-year value counts the welcome bonus, estimated rewards, and annual credits, minus the annual fee; ongoing value is a typical year after. Every point at a flat 1 cent, on average spending.

Benefits and protections

Beyond the rewards, the perks and protections worth knowing about include:

  • Buy-one-get-one airfare and priority boarding benefits on Allegiant

Statement credits

This card does not come with recurring statement credits. Its value is in the rewards rate and welcome offer.

Who should get it, and who should skip it

If you take Allegiant's budget getaways regularly, this low-fee card can offset fares and the welcome bonus helps.

If Allegiant is not part of your travel, the locked points will not do much. This is a card for their leisure flyers.

Frequently asked questions

Is the Allegiant Allways Rewards Visa® worth it?
It is worth it if your spending lines up with its bonus categories and you value the rewards above the $59 fee. Run your real numbers in the calculator to be sure.
What is the Allegiant Allways Rewards Visa® best for?
It is best for frequent flyers loyal to this airline who will use perks like free checked bags and priority boarding and want miles toward award flights.
What credit score do you need for the Allegiant Allways Rewards Visa®?
Issuers generally look for good to excellent (670+). Approval also depends on income, existing accounts, and your overall credit profile.
Does the Allegiant Allways Rewards Visa® have an annual fee?
Yes, the annual fee is $59 per year.
Does the Allegiant Allways Rewards Visa® have a welcome bonus?
Yes. New cardholders can earn 45,000 points after $3,000 in 90 days.

Best-card guides featuring this card

Offer details verified against issuer sources as of August 2026. Editorial opinions are our own. Cardocrat values all points at a flat 1 cent and never inflates redemptions.

Bryce Casson

Bryce Casson, Founder of Cardocrat. About the author.