American Express EveryDay® Review
Overview
The American Express EveryDay® is a flexible travel rewards card from American Express, running on the American Express network. The American Express EveryDay® earns up to 2x on U.S. supermarkets (up to $6,000/yr), so it pays you the most exactly where you already spend. There is no annual fee, which means every dollar of rewards is pure profit. New cardholders can earn Not available (no longer open to new applicants).
It earns its keep without an annual fee, which is rare for a card with real bonus categories. That combination makes it a strong everyday keeper that you never have to justify paying for.
Think twice if: your spending does not line up with its bonus categories, or if you would rather not think about where you swipe at all.
Our 3.5 out of 5 rating
Each score weighs the rewards rate, value after the annual fee, welcome offer, points flexibility, and perks, with every point valued at a flat 1 cent. This is our editorial assessment to help you compare cards, not a guarantee of approval or of the value you will get.
Rewards: how it earns
Where the American Express EveryDay® earns its rewards is its bonus categories: 2x on U.S. supermarkets (up to $6,000/yr) (about $120 a year on the $6,000 a typical household spends there). Across a full year of average household spending, the card returns roughly $352 in rewards before any welcome bonus, so the more your spending overlaps those categories, the better it does.
| Category | Rate | Notes |
|---|---|---|
| U.S. supermarkets (up to $6,000/yr) | 2x | Bonus category |
| Dining and restaurants | 1x | Base rate |
| Gas | 1x | Base rate |
| Travel | 1x | Base rate |
| Streaming | 1x | Base rate |
| Everything else | 1x | Everything else |
Every point and mile above is valued at a flat 1 cent, the same honest standard we use for every card. Run your own spending through the calculator to see what this card would actually return for you.
Pros and cons
- 2x on U.S. supermarkets (up to $6,000/yr)
- No annual fee
- Welcome offer for new cardholders
- Points transfer to American Express's airline and hotel partners
- Generally needs good to excellent credit to qualify
The welcome bonus
The current welcome offer is Not available (no longer open to new applicants). Stacking the welcome offer on top of a typical year of rewards and accounting for no annual fee, the first year is worth roughly $352.
Is the annual fee worth it?
The American Express EveryDay® has no annual fee, so there is no break-even math to worry about. Every dollar of rewards is profit, and you can keep it open for free, which also helps the average age of your credit over time.
Benefits and protections
Beyond the rewards, the perks and protections worth knowing about include:
- Earns Membership Rewards points, transferable to Amex airline and hotel partners
Statement credits
This card does not come with recurring statement credits. Its value is in the rewards rate and welcome offer.
Ecosystem and transfer partners
The American Express EveryDay® earns Membership Rewards, one of the more valuable currencies in rewards because of where the points can go. You can move points 1 to 1 to 9 airline and hotel partners: Delta SkyMiles, British Airways, Air France/KLM, Singapore Airlines, ANA, Avianca LifeMiles, Emirates Skywards, Marriott Bonvoy, and Hilton Honors. As an earner, its job is to rack up points cheaply that you move to a hub card before transferring. The sweet spots are usually premium-cabin flights and high-end hotel nights, where a single point can be worth well more than the 1 cent we value it at here.
Who should get it, and who should skip it
It is best for people whose biggest monthly spending is U.S. supermarkets (up to $6,000/yr) and who want to maximize those categories without paying an annual fee.
Skip it if your spending does not line up with its bonus categories, or if you would rather not think about where you swipe at all.
How it compares
If the American Express EveryDay® is not quite the right fit, these related cards are worth weighing against it:
Frequently asked questions
Best-card guides featuring this card
Offer details verified against issuer sources as of June 2026. Editorial opinions are our own. Cardocrat values all points at a flat 1 cent and never inflates redemptions.
