Citi® / AAdvantage® Globe™ Mastercard®

Citi® / AAdvantage® Globe™ Mastercard® Review

Annual fee $350Issuer CitiNetwork MastercardCredit Good to Excellent (670+)
3.0/5Cardocrat score

Overview

The Citi AAdvantage Globe is a newer American Airlines card that came in as Citi consolidated its position as American's card issuer. At a $350 fee it sits above the Platinum Select, adding stronger earning and travel perks aimed at more frequent American flyers.

The miles are locked to American, so the value hinges on flying them regularly and using the perks, this is a card for committed AA travelers, not casual flyers.

Best for: frequent American Airlines flyers who want stronger earning and travel perks than the Platinum Select.
Think twice if: you fly American only occasionally, since the cheaper Platinum Select covers the free-bag basics.

Our 3.0 out of 5 rating

Rewards rate
4.0
Value for the fee
1.5
Welcome bonus
4.5
Flexibility
2.5
Perks and credits
3.0

Each score weighs the rewards rate, value after the annual fee, welcome offer, points flexibility, and perks, with every point valued at a flat 1 cent. This is our editorial assessment to help you compare cards, not a guarantee of approval or of the value you will get.

Rewards: how it earns

You earn 3x on American purchases and travel plus everyday bonuses, in locked AAdvantage miles, along with travel perks and a free checked bag. The earning is stronger than the Platinum Select, but the miles remain tied to American.

CategoryRateNotes
Travel3xBonus category
Dining and restaurants2xBonus category
Transit and rideshare2xBonus category
Everything else1xEverything else

Every point and mile above is valued at a flat 1 cent, the same honest standard we use for every card. Run your own spending through the calculator to see what this card would actually return for you.

Pros and cons

Pros
  • 3x on American purchases and travel
  • Free checked bag plus travel perks
  • Strong 90,000-mile welcome bonus
Cons
  • Miles locked to American
  • $350 fee needs frequent flying to justify
  • Overkill for occasional American flyers

The welcome bonus

The welcome bonus is strong: 90,000 miles after $5,000 in four months, a big AAdvantage haul and the main draw in year one.

Is it worth the annual fee?

The $350 fee needs regular American flying and use of the perks to justify it. For a frequent AA flyer the stronger earning and travel benefits can work; for a lighter flyer, the Platinum Select delivers the core free-bag value for far less.

First-year value vs ongoing value

Welcome bonus90,000 miles
To earn it$5,000 in 4 months
Est. first-year value*$915
Est. ongoing value / yr*$15

The welcome bonus makes year one the high point: roughly $915 in value once you count the bonus, this card’s rewards, and its credits, minus the $350 fee. After that, the honest figure is about $15 a year, so judge whether it earns its keep on the ongoing number, not the first-year headline.

*First-year value counts the welcome bonus, estimated rewards, and annual credits, minus the annual fee; ongoing value is a typical year after. Every point at a flat 1 cent, on average spending.

Benefits and protections

Beyond the rewards, the perks and protections worth knowing about include:

  • First checked bag free for you and up to 8 companions
  • Companion Certificate starting in year two, plus Turo, Splurge, and in-flight statement credits
  • Global Entry or TSA PreCheck fee credit

Lounge access

This card includes airport lounge access. Here is exactly what you get, including the Priority Pass distinctions that vary by card:

  • 4 Admirals Club Globe passes each year (access to nearly 50 American Airlines Admirals Club lounges)

Statement credits

This card does not come with recurring statement credits. Its value is in the rewards rate and welcome offer.

Who should get it, and who should skip it

If you fly American frequently and will use the stronger earning and travel perks, the Globe can be worth its fee, and the welcome bonus makes year one strong.

If your American flying is occasional, the Platinum Select is the smarter, cheaper choice. Step up to the Globe only if your flying justifies it.

Frequently asked questions

Is the Citi® / AAdvantage® Globe™ Mastercard® worth it?
It is worth it if your spending lines up with its bonus categories and you value the rewards above the $350 fee. Run your real numbers in the calculator to be sure.
What is the Citi® / AAdvantage® Globe™ Mastercard® best for?
It is best for frequent flyers loyal to this airline who will use perks like free checked bags and priority boarding and want miles toward award flights.
What credit score do you need for the Citi® / AAdvantage® Globe™ Mastercard®?
Issuers generally look for good to excellent (670+). Approval also depends on income, existing accounts, and your overall credit profile.
Does the Citi® / AAdvantage® Globe™ Mastercard® have an annual fee?
Yes, the annual fee is $350 per year.
Does the Citi® / AAdvantage® Globe™ Mastercard® have a welcome bonus?
Yes. New cardholders can earn 90,000 miles after $5,000 in 4 months.

Best-card guides featuring this card

Offer details verified against issuer sources as of August 2026. Editorial opinions are our own. Cardocrat values all points at a flat 1 cent and never inflates redemptions.

Bryce Casson

Bryce Casson, Founder of Cardocrat. About the author.