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Delta SkyMiles® Blue

Delta SkyMiles® Blue Review

Annual fee $0Issuer American ExpressNetwork AmexCredit Good (670+)
3.5/5Cardocrat score

Overview

The Delta SkyMiles® Blue is a category rewards card from American Express, running on the Amex network. The Delta SkyMiles® Blue earns up to 2x on dining, so it pays you the most exactly where you already spend. There is no annual fee, which means every dollar of rewards is pure profit. New cardholders can earn 10,000 Bonus Miles after $1,000 in 6 months.

It earns its keep without an annual fee, which is rare for a card with real bonus categories. That combination makes it a strong everyday keeper that you never have to justify paying for.

Best for: frequent flyers loyal to this airline who will use perks like free checked bags and priority boarding and want miles toward award flights.
Think twice if: you are not loyal to this brand. The rewards lose value the moment your travel plans point somewhere else.

Our 3.5 out of 5 rating

Rewards rate
3.0
Value for the fee
4.5
Welcome bonus
3.0
Flexibility
2.5
Perks and credits
3.0

Each score weighs the rewards rate, value after the annual fee, welcome offer, points flexibility, and perks, with every point valued at a flat 1 cent. This is our editorial assessment to help you compare cards, not a guarantee of approval or of the value you will get.

Rewards: how it earns

Where the Delta SkyMiles® Blue earns its rewards is its bonus categories: 2x on dining (about $60 a year on the $3,000 a typical household spends there). Across a full year of average household spending, the card returns roughly $322 in rewards before any welcome bonus, so the more your spending overlaps those categories, the better it does.

CategoryRateNotes
Dining and restaurants2xBonus category
Groceries1xBase rate
Gas1xBase rate
Travel1xBase rate
Streaming1xBase rate
Everything else1xEverything else

Brand and bonus rates: beyond the everyday categories above, this card also earns:

  • 2x miles on Delta purchases and at restaurants worldwide
  • 20% savings on in-flight Delta purchases as a statement credit

Every point and mile above is valued at a flat 1 cent, the same honest standard we use for every card. Run your own spending through the calculator to see what this card would actually return for you.

Pros and cons

Pros
  • 2x on dining
  • No annual fee
  • Welcome offer worth about $100
  • No foreign transaction fees
Cons
  • Rewards stay locked to this card and cannot be moved to travel partners
  • Rewards are tied to one brand, so value drops if your plans change

The welcome bonus

The current welcome offer is 10,000 Bonus Miles, earned after you spend $1,000 in 6 months. Valued honestly at a flat 1 cent per point, that is worth about $100. The spending requirement works out to roughly $166 per month, so make sure it fits your normal budget rather than pushing you to overspend. Stacking the welcome offer on top of a typical year of rewards and accounting for no annual fee, the first year is worth roughly $422.

Is the annual fee worth it?

The Delta SkyMiles® Blue has no annual fee, so there is no break-even math to worry about. Every dollar of rewards is profit, and you can keep it open for free, which also helps the average age of your credit over time.

Benefits and protections

Beyond the rewards, the perks and protections worth knowing about include:

  • No foreign transaction fees
  • Car rental loss and damage insurance

Statement credits

This card does not come with recurring statement credits. Its value is in the rewards rate and welcome offer.

Who should get it, and who should skip it

It is best for frequent flyers loyal to this airline who will use perks like free checked bags and priority boarding and want miles toward award flights.

Skip it if you are not loyal to this brand. The rewards lose value the moment your travel plans point somewhere else.

Frequently asked questions

Is the Delta SkyMiles® Blue worth it?
For most people, yes. With no annual fee there is nothing to earn back, so any rewards you collect are profit.
What is the Delta SkyMiles® Blue best for?
It is best for frequent flyers loyal to this airline who will use perks like free checked bags and priority boarding and want miles toward award flights.
What credit score do you need for the Delta SkyMiles® Blue?
Issuers generally look for good (670+). Approval also depends on income, existing accounts, and your overall credit profile.
Does the Delta SkyMiles® Blue have an annual fee?
No, it has no annual fee.
Does the Delta SkyMiles® Blue have a welcome bonus?
Yes. New cardholders can earn 10,000 Bonus Miles after $1,000 in 6 months.
Does the Delta SkyMiles® Blue charge foreign transaction fees?
No. It has no foreign transaction fees, so it is a solid choice to use on trips outside the United States.

Offer details verified against issuer sources as of June 2026. Editorial opinions are our own. Cardocrat values all points at a flat 1 cent and never inflates redemptions.