Turkish Airlines Miles&Smiles Premier Visa Signature® Card Review

Overview

The Turkish Airlines Miles&Smiles Premier Visa Signature® Card is a category rewards card from Imprint, running on the Visa network. The Turkish Airlines Miles&Smiles Premier Visa Signature® Card earns up to 2x on dining, groceries, and travel, so it pays you the most exactly where you already spend. It carries a $99 annual fee, so the real question is whether its rewards, credits, and perks clear that bar for the way you spend. New cardholders can earn 40,000 bonus miles after $8,000 in the first year.

It lands in the mid tier: a modest annual fee in exchange for stronger earn rates and a meaningful welcome offer. The right call depends on whether your spending and the perks clear that fee each year.

Our 3.5 out of 5 rating

Each score weighs the rewards rate, value after the annual fee, welcome offer, points flexibility, and perks, with every point valued at a flat 1 cent. This is our editorial assessment to help you compare cards, not a guarantee of approval or of the value you will get.

Rewards: how it earns

Where the Turkish Airlines Miles&Smiles Premier Visa Signature® Card earns its rewards is its bonus categories: 2x on dining (about $60 a year on the $3,000 a typical household spends there), 2x on groceries (about $120 a year on the $6,000 a typical household spends there), and 2x on travel (about $36 a year on the $1,800 a typical household spends there). Across a full year of average household spending, the card returns roughly $400 in rewards before any welcome bonus, so the more your spending overlaps those categories, the better it does.

The fine print on rates: Miles are locked to the Miles&Smiles program. The full 40,000 bonus arrives in two parts, 25,000 after $2,000 in 90 days and 15,000 more after $8,000 total in the first year. Issued by First Electronic Bank and powered by Imprint.

Every point and mile above is valued at a flat 1 cent, the same honest standard we use for every card. Run your own spending through the calculator to see what this card would actually return for you.

Pros and cons

The welcome bonus

The current welcome offer is 40,000 bonus miles, earned after you spend $8,000 in the first year. Valued honestly at a flat 1 cent per point, that is worth about $400. Stacking the welcome offer on top of a typical year of rewards and accounting for the $99 annual fee, the first year is worth roughly $701.

Is the annual fee worth it?

To come out ahead on the Turkish Airlines Miles&Smiles Premier Visa Signature® Card you need to clear its $99 annual fee, and it leans on rewards rather than credits to get there. On typical spending it earns about $400 a year. For anyone who spends in its categories, the fee is easy to justify.

Benefits and protections

Beyond the rewards, the perks and protections worth knowing about include:

• 3 miles per dollar on Turkish Airlines purchases
• 2 miles per dollar on dining, groceries, entertainment, and lodging
• 1 mile per dollar on everything else
• Earns Status Miles toward Miles&Smiles elite status
• No foreign transaction fees

Lounge access

This card includes airport lounge access. Here is exactly what you get, including the Priority Pass distinctions that vary by card:

• Complimentary access to Turkish Airlines operated lounges for the cardholder only, when flying a Turkish Airlines flight (no guests, excludes partner lounges)

Statement credits

This card does not come with recurring statement credits. Its value is in the rewards rate and welcome offer.

Who should get it, and who should skip it

It is best for frequent flyers loyal to this airline who will use perks like free checked bags and priority boarding and want miles toward award flights.

Skip it if you are not loyal to this brand. The rewards lose value the moment your travel plans point somewhere else.

Frequently asked questions

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