Aer Lingus Visa Signature® Card vs Citi® / AAdvantage® Platinum Select®
Side-by-side comparison
| Aer Lingus Visa Signature® Card | Citi® / AAdvantage® Platinum Select® | |
|---|---|---|
| Annual fee | $95 | $99 |
| Welcome offer | 75,000 Avios | 80,000 American Airlines AAdvantage® miles after $3,500 in 4 months |
| Dining | 1x | 2x |
| Groceries | 1x | 1x |
| Gas | 1x | 2x |
| Travel | 3x | 1x |
| Streaming | 1x | 1x |
| Everything else | 1x | 1x |
| Est. yearly rewards* | $328 | $343 |
| Points type | Locked to Avios | Locked to American Airlines AAdvantage |
| Network | Visa | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Aer Lingus Visa Signature® Card earns about $328 a year in rewards and the Citi® / AAdvantage® Platinum Select® about $343, valuing every point at a flat 1 cent. The Aer Lingus Visa Signature® Card charges $95, which you clear through its rewards and perks. The Citi® / AAdvantage® Platinum Select® charges $99, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Citi® / AAdvantage® Platinum Select® delivers more total value, about $12 a year more for a typical spender, mostly because it earns more where you spend most, on dining and gas. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Aer Lingus Visa Signature® Card if your spending leans toward travel. Pick the Citi® / AAdvantage® Platinum Select® if your spending leans toward dining, gas.