Aer Lingus Visa Signature® Card vs Iberia Visa Signature® Card

Aer Lingus Visa Signature® Card
VS
Iberia Visa Signature® Card
The short answer: The Aer Lingus Visa Signature® Card and Iberia Visa Signature® Card are nearly identical, so pick by the ecosystem and perks you value, not by the rewards rate.

Side-by-side comparison

Aer Lingus Visa Signature® CardIberia Visa Signature® Card
Annual fee$95$95
Welcome offer75,000 Avios75,000 Avios
Dining1x1x
Groceries1x1x
Gas1x1x
Travel3x3x
Streaming1x1x
Everything else1x1x
Est. yearly rewards*$328$328
Points typeLocked to AviosLocked to Avios
NetworkVisaVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the Aer Lingus Visa Signature® Card earns about $328 a year in rewards and the Iberia Visa Signature® Card about $328, valuing every point at a flat 1 cent. The Aer Lingus Visa Signature® Card charges $95, which you clear through its rewards and perks. The Iberia Visa Signature® Card charges $95, which you clear through its rewards and perks. These two are about as close as cards get: their category rates line up almost exactly, they sit in the same fee tier, and on that spending they finish within a few dollars of each other. The choice is not really about the rewards rate. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

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Frequently asked questions

Is the Aer Lingus Visa Signature® Card or the Iberia Visa Signature® Card better?
They are nearly identical. They earn at virtually the same rate, so neither is clearly better on the numbers. The choice comes down to the ecosystem and perks. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. Run both through the Cardocrat calculator to see the few-dollar difference for your spending.
Can I have both the Aer Lingus Visa Signature® Card and the Iberia Visa Signature® Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Aer Lingus Visa Signature® Card or the Iberia Visa Signature® Card?
As of June 2026, the Aer Lingus Visa Signature® Card offers 75,000 Avios and the Iberia Visa Signature® Card offers 75,000 Avios. Welcome offers change often, so confirm the current offer on each card's page before applying.