Aeroplan® Credit Card vs Marriott Bonvoy Boundless®

Aeroplan® Credit Card
VS
Marriott Bonvoy Boundless®
The short answer: The Marriott Bonvoy Boundless® delivers a bit more value for most spenders, but choose the Aeroplan® Credit Card if you spend more on travel.

Side-by-side comparison

Aeroplan® Credit CardMarriott Bonvoy Boundless®
Annual fee$95$95
Welcome offer75,000 points95,000 125,000 points + 1 Free Night Award (up to 50,000 pts) (limited-time)
Dining3x3x
Groceries3x3x
Gas1x3x
Travel3x1x
Streaming1x1x
Everything else1x2x
Est. yearly rewards*$508$671
Points typeLocked to Air Canada AeroplanLocked to Marriott Bonvoy
NetworkMastercardVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the Aeroplan® Credit Card earns about $508 a year in rewards and the Marriott Bonvoy Boundless® about $671, valuing every point at a flat 1 cent. The Aeroplan® Credit Card charges $95, which you clear through its rewards and perks. The Marriott Bonvoy Boundless® charges $95, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Marriott Bonvoy Boundless® delivers more total value, about $163 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and gas. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Marriott Bonvoy Boundless® currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Aeroplan® Credit Card if your spending leans toward travel. Pick the Marriott Bonvoy Boundless® if your spending leans toward gas, everything else.

Read the full reviews

Frequently asked questions

Is the Aeroplan® Credit Card or the Marriott Bonvoy Boundless® better?
On typical household spending, the Marriott Bonvoy Boundless® comes out ahead after its annual fee, by roughly $163 a year with every point valued at a flat 1 cent. But the Aeroplan® Credit Card can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Aeroplan® Credit Card and the Marriott Bonvoy Boundless®?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Aeroplan® Credit Card or the Marriott Bonvoy Boundless®?
As of June 2026, the Aeroplan® Credit Card offers 75,000 points and the Marriott Bonvoy Boundless® offers 125,000 points + 1 Free Night Award (up to 50,000 pts). Welcome offers change often, so confirm the current offer on each card's page before applying.